Do you own your own business?

As a business owner you recognize the importance of planning. At Oxford Investment Group we understand your unique challenges of operating and maintaining a business.

Owning a business is both demanding and rewarding.We know what is at stake and how much time and effort you’ve put into get where you are. Oxford Investment Group has developed a comprehensive set of business solutions to ensure your business and personal financial plans work together to achieve your goals.

Excellent retirement plans are not just for large corporations, we can help you find and develop a plan to fit your business whatever the size. Not only will this provide you and your employees with a great benefits package many times it can provide you with significant tax savings as well.

Our options include

    • SIMPLE IRA
    • SEP IRA
    • Solo 401(k)
    • Group 401(k)
    • 403(b)
    • Profit Sharing
    • Cash Balance Plans

In its simplest form “risk management” is defined as what one does about risk. Starting and running a business carries its own set of risk exposures, many times owners are so focused on day to day operations the overall risk mitigation is overlooked. Let us help you identify, measure, and attempt to minimize these risk so your business and assets are well protected.

 

How do you and your partners plan to handle ownership changes? What would happen if a partner was to pass away? Buy-sell insurance can help you address these questions with the least amount of disruption to daily operations. Most buy-sell Insurances are funded through life insurance policies so the remaining partners do not need to pay out of pocket for the departing partners share.

 

Do you rely on a few key employees? What happens if one of those employees is lost due to death, disability or retirement? Often times this can place an undue burden and financial stress on a company. Key man insurance can protect you providing a benefit in the event of a qualifying event. In this case the company would be the purchaser and beneficiary of the key employee policy.

 

Group life insurance policies are not only for major corporations. Small to mid sized business have affordable options to recruit, reward, and retain employees allowing them to compete with similar benefits as larger corporations.

 

Building, growing, and maintaining your business are important concerns. Equally important is what is your exit plan. A good exit plan can help you outline what happens when you retire and how will you get the value you built over the years out. Do you sell the company, transfer to a key employee or family? Your choices will have many considerations from documentation to tax concerns, let us assist you in navigating your options to maximize your value and help you leave the business on your own terms.

Retired couple looking at tablet
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